Social Security
Employee Benefits
Switzerland has a long established and well-developed three-pillar system for providing retirement, survivors' and disability benefits.
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The first pillar, federal social security insurance, is to provide for the subsistence needs for all residents of Switzerland. >I |
The second pillar is the occupational benefit system BVG (Swiss pension legislation), which is mandatory for all companies. Combined with the first pillar, its aim is to maintain an appropriate standard of living for employees and their families on retirement, death and disability. >II |
The third pillar is voluntary individual insurance - the usual objective being to maintain a similar standard of living after retirement. >III |
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At Swissinsur we can assist you with the registration of your company with the local social security offices and we can recommend insurance options with the appropriate level of benefit coverage for your employees such as: • Loss of income insurance | ||
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Liability Insurance Public liability insurance will pay all amounts, which your business becomes legally liable to pay as damages, costs and expenses for accidental bodily injury to any person and damage to material property, occurring during the period of insurance and within the specified territorial limits. It is important to protect your business from potentially severe losses, which can occur if deemed responsible for such claims. |
Company Assets Insurance coverage to protect your company’s assets such as: office equipment, products and inventory. Company equipment provides coverage in case of damage or loss of business facilities, machines, computers, and equipment and production facilities. |
Legal Protection Coverage for legal fees and expenses in case of legal disputes against your business, such as: • Employment Disputes With business becoming increasingly litigious, a legal protection solution at an affordable price becomes essential. |